1. General Disclaimer

Swift Calculator provides online calculation tools and resources for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. All information provided through our calculators is “as is” without any warranty of any kind.

2. Accuracy and Reliability

While Swift Calculator uses robust algorithms and mathematical formulas to perform calculations, we do not guarantee that all calculations will be 100% accurate in all circumstances. Various factors, including but not limited to input errors, rounding, or changes in external data sources, may affect the accuracy of results. Users should independently verify all calculations and results before making any important decisions based on our calculators.

We strongly recommend consulting with qualified professionals, such as accountants, financial advisors, or healthcare providers, for matters that may have significant financial or personal implications.

3. Financial Calculators Disclaimer

Our financial calculators, including loan calculators, investment calculators, retirement calculators, and business finance tools, are provided for educational and estimation purposes only. The results generated are approximations and should not be considered as professional financial advice.

Important: Swift Calculator does not provide financial advice, investment recommendations, or tax advice. All financial results are estimates based on the information you provide. Before making any financial decision, please consult with a qualified financial professional, investment advisor, or tax specialist who can assess your individual circumstances and provide personalized guidance.

Market conditions, interest rates, tax laws, and other factors can change rapidly and may affect the accuracy of calculations. Users are responsible for understanding the limitations of the tools and applying results appropriately to their situations.

4. Health and Age Calculators Disclaimer

Our age calculators, health-related calculators, and similar tools are provided for informational purposes only and should not be considered as medical advice or a substitute for professional medical consultation. Results from these calculators are mathematical calculations based on the data you provide and do not diagnose, treat, cure, or prevent any disease or health condition.

Important: If you have health concerns or questions about your health, please consult with a qualified healthcare provider, physician, or medical professional immediately. Never rely solely on calculator results for health-related decisions.

5. Business Calculators Disclaimer

Business calculation tools provided by Swift Calculator are for estimation and planning purposes only. These calculators use general formulas and assumptions that may not reflect your specific business situation, industry standards, or local regulations.

Results should not be used as a substitute for professional business consulting, accounting services, or legal advice. Business owners and entrepreneurs should consult with qualified professionals including accountants, business consultants, and legal advisors before making important business decisions based on calculator results.

6. No Liability for Decisions

Swift Calculator shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our calculators or the results obtained from them. This includes but is not limited to damages for loss of profits, data, income, goodwill, or other intangible losses arising out of:

• The use of or inability to use our calculators
• Inaccurate or incorrect results provided by our calculators
• Your reliance on calculator results for making decisions
• Any errors or omissions in the information provided
• Any third-party content or links accessed through our platform

7. Third-Party Content and Links

Swift Calculator may contain links to third-party websites, resources, and content. We do not endorse, sponsor, or control these external sites and are not responsible for their content, accuracy, or availability. Your use of third-party websites is at your own risk and subject to their terms and conditions.

We are not responsible for any damages or losses that may occur from accessing third-party websites or using their services. Please review the terms and disclaimers of any external website before using their services.

8. User Responsibility

As a user of Swift Calculator, you acknowledge and agree that:

• You are responsible for the accuracy of information you input into our calculators
• You understand the limitations of calculator results and will not rely on them as definitive
• You will seek professional advice when necessary before making important decisions
• You will use our calculators lawfully and ethically
• You will not misuse our tools or attempt to access unauthorized areas

9. Changes to Calculators

Swift Calculator reserves the right to modify, update, remove, or add calculators at any time without prior notice. We may also change the methodology, formulas, or assumptions used in our calculators. Changes may affect the accuracy or results of previous calculations.

We are not liable for any issues arising from changes to our calculators or services. Users should regularly review this disclaimer and our terms of use for updates.

10. No Professional Relationship

Using Swift Calculator does not create any professional relationship between you and Swift Calculator or its operators. We are not your accountant, financial advisor, tax advisor, legal advisor, or healthcare provider. The information we provide is general in nature and not tailored to your specific circumstances.

For personalized advice on financial, business, health, legal, or tax matters, you must consult with qualified professionals who can assess your individual situation.

11. Data Privacy and Security

While we take reasonable steps to protect your data, we do not guarantee complete security. Data transmitted over the internet may be vulnerable to interception. By using our calculators, you assume any risks associated with online data transmission.

We recommend not entering sensitive personal information into our calculators unless you have reviewed and accepted our privacy policy. Be cautious about sharing financial or personal information online.

12. Jurisdiction and Governing Law

This disclaimer and the use of Swift Calculator are governed by the laws applicable in Pakistan. By using our website and calculators, you agree to submit to the jurisdiction of Pakistani courts if any legal disputes arise.

13. Contact Information

If you have questions about this disclaimer or our services, please contact us at:

Email: info@swiftcalcu.com
Phone: +92 348 1644838

We welcome your feedback and will address any concerns you may have regarding our disclaimers or services.