1. Introduction

Swift Calculator (“we,” “us,” “our,” or “Company”) is committed to protecting your privacy and ensuring you have a positive experience on our website and while using our calculator tools. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at www.swiftcalcu.com and use our services. Please read this policy carefully to understand our views and practices regarding your personal data.

2. Information We Collect

We collect information in various ways, including information you provide directly and information we collect automatically when you use our website and services.

Information You Provide Directly:

• Contact information: Name, email address, phone number (when you submit contact forms)
• Calculation data: Numbers, values, and information you enter into our calculators
• Newsletter subscription: Email addresses for newsletter subscriptions
• Feedback and inquiries: Comments, questions, and messages you send us
• Optional information: Any additional information you choose to provide

Information Collected Automatically:

• Browser information: Browser type, version, and language preferences
• Device information: Device type, operating system, and device identifiers
• IP address and location data: General geographic location based on IP address
• Usage data: Pages visited, time spent on pages, links clicked, and features used
• Cookies and similar technologies: Data collected through cookies and tracking pixels
• Referral information: How you accessed our website (direct, search engine, referral link, etc.)

3. Cookies and Tracking Technologies

Swift Calculator uses cookies and similar tracking technologies to enhance your experience, remember your preferences, and analyze website usage. A cookie is a small file stored on your device that helps us recognize you and improve our services.

Types of Cookies We Use:

• Essential cookies: Necessary for the website to function properly
• Performance cookies: Help us understand how visitors use our website
• Preference cookies: Remember your settings and preferences
• Marketing cookies: Track your interactions for advertising purposes

You can control cookie settings through your browser preferences. However, disabling cookies may affect the functionality of certain features on our website. By continuing to use Swift Calculator, you consent to our use of cookies as described in this policy.

4. How We Use Your Information

Swift Calculator uses the information we collect for various purposes, including:

• Providing and improving our calculator services and features
• Responding to your inquiries, requests, and customer support needs
• Sending you newsletters, updates, and promotional materials (only if you’ve subscribed)
• Analyzing website usage patterns and user behavior to improve our services
• Personalizing your experience and customizing content for you
• Debugging and troubleshooting issues with our website and calculators
• Enforcing our terms and conditions and protecting against fraud
• Complying with legal obligations and responding to lawful requests from authorities
• Conducting research and analytics to improve our products and services
• Marketing and promotional purposes (with your consent where required)

5. Data Security

Swift Calculator takes the security of your personal information seriously and implements reasonable technical and organizational measures to protect your data against unauthorized access, alteration, disclosure, and destruction. These measures include:

• Secure Socket Layer (SSL) encryption for data transmission
• Firewalls and intrusion detection systems
• Regular security audits and vulnerability assessments
• Access controls limiting data access to authorized personnel only
• Secure data storage and backup procedures

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security. You acknowledge the risks associated with online data transmission and use our services at your own risk.

6. Data Sharing and Disclosure

Swift Calculator does not sell, trade, or rent your personal information to third parties. However, we may share your information in the following circumstances:

• Service providers: We may share information with vendors, contractors, and service providers who assist us in operating our website and providing services
• Legal compliance: We may disclose information when required by law, court order, or government request
• Protection of rights: We may disclose information to protect our legal rights, privacy, and safety, as well as the rights of others
• Business transfers: If Swift Calculator is involved in a merger, acquisition, bankruptcy, or sale of assets, your information may be transferred as part of that transaction
• Aggregate data: We may share anonymized and aggregated data for research, marketing, and analytics purposes

7. Third-Party Links

Swift Calculator may contain links to third-party websites and resources. This Privacy Policy applies only to our website and services. Third-party websites have their own privacy policies and data practices, which may differ from ours. We are not responsible for the privacy practices or content of third-party websites.

When you click on links to third-party websites, you leave our site and are subject to that website’s privacy policy. We recommend reviewing the privacy policies of any third-party website before providing personal information.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: You have the right to request access to the personal information we hold about you
• Correction: You have the right to request correction of inaccurate or incomplete information
• Deletion: You have the right to request deletion of your personal information under certain circumstances
• Opt-out: You can opt out of marketing communications by clicking the unsubscribe link in our emails
• Cookie preferences: You can control cookie settings through your browser preferences
• Do Not Track: Some browsers include a “Do Not Track” feature; we respect such requests where applicable

To exercise any of these rights, please contact us at info@swiftcalcu.com with your request and relevant details.

9. Data Retention

Swift Calculator retains personal information for as long as necessary to provide our services, comply with legal obligations, and resolve disputes. The retention period depends on the purpose for which we collected the information:

• Contact information: Retained until you unsubscribe or request deletion
• Calculator usage data: Retained for analytics purposes (typically 1-2 years)
• Newsletter subscriber information: Retained until you unsubscribe
• Customer support records: Retained for as long as necessary to handle your request

After the retention period expires, we securely delete or anonymize your information. You can request deletion of your data at any time by contacting us.

10. Children’s Privacy

Swift Calculator is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we discover that a child under 13 has provided us with personal information, we will take immediate steps to delete such information and terminate the child’s account.

If you believe we have collected information from a child under 13, please contact us immediately at info@swiftcalcu.com. Parents and guardians who believe their child has provided information to our website can contact us for assistance.

11. International Data Transfers

Swift Calculator is based in Pakistan. Information you provide may be transferred to, stored in, and processed in Pakistan and other countries where we or our service providers operate. These countries may have data protection laws that differ from your home country.

By using Swift Calculator and providing your information, you consent to the transfer of your information to countries other than your country of residence, which may have different data protection rules. We will take reasonable steps to ensure that your information is protected according to this Privacy Policy.

12. Updates to This Privacy Policy

Swift Calculator may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated policy on our website with a new “Last Updated” date.

Your continued use of Swift Calculator following the posting of an updated Privacy Policy constitutes your acceptance of the changes. We recommend reviewing this policy regularly to stay informed about how we protect your information.

13. California Privacy Rights

If you are a California resident, you have specific privacy rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

• The right to know what personal information is collected, used, and shared
• The right to delete personal information collected from you
• The right to opt-out of the sale or sharing of your personal information
• The right to non-discrimination for exercising your privacy rights

To exercise these rights or make a privacy request, please contact us at info@swiftcalcu.com with “California Privacy Request” in the subject line.

14. GDPR Compliance

If you are located in the European Union or European Economic Area, your personal data is protected under the General Data Protection Regulation (GDPR). Your rights under GDPR include:

• The right to access your personal data
• The right to rectification of inaccurate data
• The right to erasure (“right to be forgotten”)
• The right to restrict processing
• The right to data portability
• The right to object to processing

We process your data based on your consent, contractual necessity, or legitimate interests. You can withdraw consent at any time. For GDPR-related inquiries, please contact us at info@swiftcalcu.com.

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Swift Calculator
Email: info@swiftcalcu.com
Phone: +92 348 1644838
Location: Pakistan

We will respond to your inquiry within a reasonable timeframe, typically within 10-15 business days. If you are not satisfied with our response, you may have the right to lodge a complaint with your local data protection authority.