1. Acceptance of Terms

By accessing and using Swift Calculator, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. Swift Calculator reserves the right to modify, update, or change these terms and conditions at any time without prior notice. Your continued use of the service following any changes constitutes your acceptance of the new terms.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Swift Calculator for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials or any portion thereof
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile, disassemble, or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or “mirror” the materials on any other server
• Sell, trade, or exploit the materials for a purpose not expressly permitted

3. Disclaimer of Warranties

The materials on Swift Calculator are provided on an ‘as is’ basis. Swift Calculator makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Swift Calculator does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the website or otherwise relating to such materials or on any sites linked to this website.

4. Limitations of Liability

In no event shall Swift Calculator or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Swift Calculator, even if Swift Calculator or a Swift Calculator authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. You agree that liability of Swift Calculator and its suppliers, regardless of the form of action or the basis of the claim, shall not exceed the amount paid by you for the use of the service or materials.

5. Accuracy of Materials

The materials appearing on Swift Calculator could include technical, typographical, or photographic errors. Swift Calculator does not warrant that any of the materials on its website are accurate, complete, or current. Swift Calculator may make changes to the materials contained on its website at any time without notice.

Swift Calculator does not make any commitment to update the materials. Users must independently verify all information, calculations, and results before making any decisions based on the materials provided.

6. Materials and Content

Swift Calculator has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Swift Calculator of the site. Use of any such linked website is at the user’s own risk.

If you believe that any materials on Swift Calculator infringe upon your copyright, please provide notice to info@swiftcalcu.com with details of the infringement. We will investigate and take appropriate action if necessary.

7. Modifications to Service

Swift Calculator may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service. We may modify or discontinue the service at any time without notice or liability.

We reserve the right to add, remove, or modify any calculator tools, features, or functionality without prior notification. Such changes may affect the accuracy or functionality of results previously obtained.

8. Termination of Use

Swift Calculator may terminate or suspend your access to its services at any time, for any reason, without notice or liability. Reasons for termination may include, but are not limited to, violation of these terms, misuse of the service, or unlawful activity.

Upon termination, your right to use the website and its calculators immediately ceases. All provisions of this agreement which by their nature should survive termination shall survive termination.

9. User Conduct and Responsibilities

You agree not to use Swift Calculator in any way that violates any applicable law, regulation, or these terms and conditions. Specifically, you agree not to:

• Access or search the website through any engine, software, tool, agent, or device other than Swift Calculator’s own search agents
• Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the website
• Use the website in any manner that could damage, disable, overburden, or impair the website or its servers
• Attempt to gain unauthorized access to any portion or feature of the website, or any other systems connected to the website
• Transmit any viruses, worms, malware, or any other code of destructive nature through the website
• Harass, abuse, defame, or otherwise violate the rights of others through the website
• Use the website for any fraudulent, deceptive, or illegal purpose

10. Data Input and Output

You are responsible for all data that you input into Swift Calculator calculators. You warrant that all information provided is accurate, truthful, and not misleading. Swift Calculator shall not be liable for any inaccuracies resulting from incorrect or incomplete data input.

You acknowledge that results generated by our calculators are based on the data you provide and the algorithms used. Results may vary if assumptions, interest rates, tax laws, or other external factors change. Always verify results independently before making important decisions.

11. Intellectual Property Rights

All content included as part of the website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Swift Calculator or its content suppliers and is protected by international copyright laws.

You may not reproduce, publish, transmit, distribute, display, modify, create derivative works from, or sell any content appearing on the website without express written permission from Swift Calculator. The compilation, arrangement, and assembly of all content on the website is the exclusive property of Swift Calculator.

12. Third-Party Links and Content

Swift Calculator may contain links to third-party websites and resources. These links are provided as a convenience to users and do not constitute an endorsement, sponsorship, or recommendation of the third-party websites or their content. Swift Calculator has no control over third-party websites and is not responsible for their content, accuracy, reliability, or availability.

Your use of third-party websites is governed by their own terms and conditions. You assume all risks associated with accessing and using third-party websites. Swift Calculator shall not be liable for any damages or losses resulting from your use of third-party websites.

13. Privacy and Data Protection

Your use of Swift Calculator is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection, use, and protection of your personal information. By using Swift Calculator, you consent to the collection and use of information as outlined in the Privacy Policy.

We are committed to protecting your data, but no method of transmission over the internet or electronic storage is completely secure. You acknowledge the risks associated with online data transmission and use our services at your own risk.

14. Indemnification

You agree to indemnify, defend, and hold harmless Swift Calculator and its officers, directors, employees, agents, and suppliers from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the website, your violation of these terms, or your infringement of any intellectual property rights.

15. Severability

If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent.

16. Governing Law and Jurisdiction

These terms and conditions and your use of Swift Calculator are governed by and construed in accordance with the laws of Pakistan, without regard to its conflict of laws principles. You expressly agree that the exclusive jurisdiction for any legal action or proceedings shall be in the courts of Pakistan.

By using Swift Calculator, you irrevocably consent to the jurisdiction and venue of these courts and waive any objections to such jurisdiction or venue.

17. Entire Agreement

These terms and conditions, together with our Privacy Policy and any other policies or notices we may publish on the website, constitute the entire agreement between you and Swift Calculator regarding the use of the website and supersede all prior agreements, understandings, negotiations, and discussions.

18. Contact Information

If you have any questions about these terms and conditions, our services, or the website, please contact us at:

Email: info@swiftcalcu.com
Phone: +92 348 1644838
Location: Pakistan

We welcome your questions, feedback, and suggestions. We will respond to your inquiries in a timely manner.