1. Acceptance of Terms

By accessing and using Swift Calculator (“Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service. Swift Calculator reserves the right to modify these terms at any time. Your continued use of the Service after any modifications constitutes your acceptance of the updated terms.

2. Description of Service

Swift Calculator provides a collection of free online calculator tools designed to assist users with various types of calculations including financial, mathematical, health-related, business, date/time, and conversion calculations. Our Service is provided on an “as is” basis without any warranties or guarantees regarding accuracy, completeness, or availability.

3. User Eligibility

You must be at least 13 years old to use Swift Calculator. If you are under 18 years old, you represent that you have obtained parental consent to use this Service. Users under 13 years old are not permitted to use our Service. We reserve the right to verify user age and eligibility at any time.

4. User Responsibilities

As a user of Swift Calculator, you agree to:

• Use the Service only for lawful purposes and in a way that does not violate these terms
• Not engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Service
• Not attempt to gain unauthorized access to the Service or its systems
• Not transmit viruses, malware, or any destructive code through the Service
• Provide accurate information when entering data into calculators
• Not use the Service for commercial purposes without prior written consent
• Not attempt to reverse engineer, decompile, or disassemble any part of the Service

5. Accuracy of Information

While Swift Calculator strives to provide accurate calculations, we do not guarantee the accuracy, completeness, or reliability of any results. Various factors including user input errors, rounding, algorithm limitations, or external data changes may affect the accuracy of calculations. Users are responsible for verifying all results independently before making important decisions based on our calculations.

6. No Professional Advice

Swift Calculator does not provide professional financial, legal, medical, tax, or investment advice. All calculations are provided for informational and educational purposes only. Results should not be relied upon as a substitute for professional advice from qualified experts. Users must consult with appropriate professionals before making any decisions based on calculator results, especially for matters involving significant financial, health, or legal implications.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Swift Calculator and its owners, operators, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use of or inability to use the Service
• Inaccurate or incorrect calculation results
• Your reliance on any information provided through the Service
• Any errors, omissions, or defects in the Service
• Any loss of data, profits, income, goodwill, or intangible losses
• Third-party content or links accessed through our Service
• Service interruptions or downtimes

8. Disclaimer of Warranties

Swift Calculator is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Service, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Modification and Termination of Service

Swift Calculator reserves the right to modify, suspend, or discontinue the Service or any portion thereof at any time without notice or liability. We may add, remove, or modify calculator tools, features, or functionality without prior notification. Changes may affect the accuracy or availability of previously obtained results.

10. Intellectual Property Rights

All content on Swift Calculator, including text, graphics, logos, images, software, and compilation of materials, is the exclusive property of Swift Calculator or its content suppliers and is protected by international copyright laws. You are granted a limited license to view and use this content for personal, non-commercial purposes only. Reproduction, publication, transmission, or distribution of any content without express written consent is strictly prohibited.

11. Third-Party Links and Content

Swift Calculator may contain links to third-party websites and resources for user convenience. We do not endorse, sponsor, or control these external sites and are not responsible for their content, accuracy, availability, or practices. Your use of third-party websites is governed by their own terms and conditions. We shall not be liable for any damages or losses resulting from your use of third-party websites or services.

12. Data and Privacy

Your use of Swift Calculator is also governed by our Privacy Policy. We are committed to protecting your privacy and personal data. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using the Service, you consent to our data practices as outlined in the Privacy Policy.

13. User Content and Feedback

Any feedback, comments, suggestions, or ideas you provide regarding Swift Calculator (“User Content”) may be used by us without compensation, attribution, or restriction. By submitting User Content, you grant us a worldwide, royalty-free, perpetual license to use, modify, reproduce, and distribute such content. You represent and warrant that you have the right to submit such content.

14. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Accessing, searching, or scraping the Service through automated means (bots, spiders, crawlers, etc.)
• Uploading or transmitting viruses, worms, or malicious code
• Harassing, threatening, or abusing other users or employees
• Using the Service for spam, phishing, or fraudulent purposes
• Attempting to interfere with or disrupt the Service or its servers
• Engaging in any illegal or unlawful activity through the Service
• Violating any applicable laws, regulations, or third-party rights

15. Indemnification

You agree to indemnify, defend, and hold harmless Swift Calculator, its owners, operators, employees, agents, and representatives from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorney’s fees) arising from your use of the Service, your violation of these terms, or your infringement of any third-party rights.

16. Severability

If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent.

17. Entire Agreement

These Terms of Service, together with our Privacy Policy, Disclaimer, and any other policies or notices published on Swift Calculator, constitute the entire agreement between you and Swift Calculator regarding the use of the Service. These terms supersede all prior agreements, understandings, and negotiations, whether written or oral.

18. Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of Pakistan, without regard to its conflict of law principles. You expressly agree that the exclusive jurisdiction for any legal action or proceeding shall be in the courts of Pakistan. By using Swift Calculator, you irrevocably consent to the jurisdiction and venue of these courts.

19. Contact Information

If you have any questions or concerns about these Terms of Service or our Service, please contact us at:

Swift Calculator
Email: info@swiftcalcu.com
Phone: +92 348 1644838
Location: Pakistan

We will respond to your inquiries within a reasonable timeframe, typically within 10-15 business days.

20. Changes to Terms

Swift Calculator reserves the right to update or modify these Terms of Service at any time without prior notice. The updated terms will be posted on our website with a new “Last Updated” date. Your continued use of the Service after any modifications constitutes your acceptance of the revised terms. We encourage you to review this page periodically to stay informed of any changes.